UNIT 15: MONEY, MONEY, MONEY

 Bargaining

Lucy Excuse me.

Stallholder Yes, miss?

Lucy How much do you want for this plate?

Stallholder Let me see. Oh, yes... that is a lovely example of Victorian brass. It's worth twenty quid.

Lucy Twenty pounds! Oh, that's too much for me. It's a pity. It's really nice.

Stallholder Ah, I said it's worth twenty quid. I'm only asking fifteen for it.

Lucy Fifteen pounds?

Stallholder Yes. It's a real bargain.

Lucy Oh, I'm sure it is... but I can't afford that!

Stallholder Well, look... just for you ... I'll make it fourteen quid. I can't go lower than that.

Lucy I'll give you ten.

Stallholder Ten! Come on, love. You must be joking! I paid more than that for it myself! Fourteen. It's worth every penny.

Lucy Well, perhaps I could give you eleven.

Stallholder Thirteen. That's my final offer.

Lucy Twelve.

Stallholder Twelve fifty?

Lucy All right, twelve fifty.

Stallholder There you are, love. You've got a real bargain there!

Lucy Yes, thank you very much.

Listening

Bargaining

Lucy is in the Portobello Road street market in London. She's looking at an antique stall, and she's just been a brass plate. She collects brass ornaments and she's interested in buying it.

 Listening to her conversation with the stall-holder, and answer  these the questions:

1.         How much does he say it's worth?

2.         How much is he asking for it?

3.         What does ‘quid’ mean?

4.         He suggests four different prices. Write them down.

5.         She makes four offers. Write them down.

Reading

Some English sayings about money:

“Neither a borrower nor a lender be.”

Form ‘Hamlet’ by William Shakespeare.

Have you ever borrowed money from anyone?

Who from? How much?

Have you ever lend money to anyone? Who to? How much?

Are you in debt at the moment? (i.e Do you owe anyone any money?)

Does anyone owe you any money? Who? How much?

“Look after the pennies, and the pounds will look after themselves.”

Do you save money? Are you saving for anything at the moment? What?

Do you keep your money a in the bank? b in a safe? c in a money-box? d under the bed?

Have you got a bank account? Do you get any interest? What's the rate of interest? If you had a bank over-draft, how much interest would you have to pay?

“Live now — pay  later.”

Have you bought anything on hire purchase? What? Did you pay a deposit? Do you think it's a good idea?

Have you got a credit card? Which one? (Visa? American Express? Diner's Club? Access?)

When you pay cash, do you ask for a discount? Do you usually get it?

“Annual income twenty pounds, annual expenditure nineteen nineteen and six, result happiness. Annual income twenty pounds, annual expenditure twenty pounds ought and six, result misery.”

Mr. Micawber for ‘David Copperfield’ by Charles Dickens

Do you spend more than you earn, or less than you earn?

Do you have a budget for your money?

Do you keep a record of your expenses?

“A fool and his money are soon parted.”

Where do you keep your money?

a in a purse

b in a wallet

c in a handbag

d in a pocket

If you keep in the pocket, which pocket do you keep it in?

a inside jacket-pocket

b back trouser-pocket

c side trouser-pocket

d top front jacket-pocket

Have you ever had your pocket picked?

When you stay in a hotel, do you hide your money? Where?

a in your suitcase

b under the mattress 

c in the pillow

b in a book

e somewhere else

Is gambling legal or illegal in your country? Do people bet? What do they bet on?

a cards

b horses

c dogs

d football

e boxing

f national lottery

e something else.  

“The customer is always right.”

Have you bought anything this week? What?

What did it cost? Was it worth it?

Was it new or second-hand?

Was it a bargain? Did you get a receipt?

Grammar notes: FOCUS:

Simple Present

            (tham khÀo Grammar In Use: Unit 2).

Present Perfect

            (tham khÀo Grammar In Use: Unit 7 & Unit 8).

Simple Past questions

            (tham khÀo Grammar In Use: Unit 5).

Compare:

Do you think it's a good idea? Have you bought anything on hire purchase? What? Did yoy pay a deposit?

Expressions

How much do you want for this plate? éng tÈnh c¾i ½Ëa n¿y bao nhiãu?

I'm only asking 15 pounds for it: Téi chÊ tÈnh 15 pao théi.

It's worth every penny: RÞt ½¾ng ½ëng tiån.

It's a real bargain: Thât l¿ rÅ rëi, gi¾ hñi rëi.

You must be joking: Anh chÊ ½Óa théi, chØc l¿ anh ½Óa ½Þy théi.

to turn white: trò nãn trØng bèch.

to crane over: nghænh cì qua

This note is legal tender: GiÞy bÂc n¿y hôp ph¾p

to cough up: (lÍng) phun ra, nhÀ ra

to utilise an accreditisation facility: tân dÖng c¾c phõïng tièn ngÝn h¿ng.

Proper names

Lucy.